From all indications that have been obvious is using a debit card instead of a credit card is the fact that you have to punch in a pin number which does make it more difficult to be used by another person. Of course if there is an unauthorized person in between with the right equipment they can capture your pin number, so everything is not perfect.
When you use a credit card or a debit card the store is charged a fee by the card company and the charges are a lot less for a debit card which decreases the costs to the store. Your protection for a lost or stolen card is better for a debit card if it is reported within a reasonable time.
For more interesting facts pertaining to the use of a debit card instead of a credit card please visit the web site below.
http://www.shoppingrite.com/2009/05/22/use-debit-card-instead-of-credit-card.html

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